One of the major benefits of dealing with Impetus is that we are able to look at businesses and people who have been unable to secure a loan through mainstream lenders.

This might be because of a poor credit rating, lack of security, or simply because the business
idea is seen as a higher risk than they are able to take.

We‘re very happy to work together with other lenders as well, such as the high street banks – opening up markets that are otherwise unavailable, making marginal deals viable, and making non-bankable businesses bankable. Remember Impetus will only consider a loan application if the bank has gone as far as it can, or is unable to help at all.

Before we make a loan we need to be satisfied that a borrower will be in a position to repay any loan we make. Not least because, as the money comes back in, we want to lend it to other local enterprises.That means we would need to see a business plan which is realistic about what is likely to be achieved overthe coming months and years.

	You live and work in the region		Accessed business support
	Unable to access sufficient capital		£1,000 - £40,000
	A business plan		Benefits the region